Now accepting new merchants

Stop paying to get paid.0% processing fees.

SensiPay gives business owners a merchant account with a free terminal, no contract and no termination fees — so you keep more of every sale, starting at $5 a month.

  • No contract
  • No termination fees
  • Free terminal
  • Approved in 24 hours
SensiPay card terminal on an auto shop service counter
$0
Setup cost
24 hrs
Average approval
4,000+
Merchants served
$0
Cancellation fee

Merchant processing built for owners who read the statement.

Keep 100% of your sales

Our dual-pricing program passes the processing cost to the card network, not your bottom line. Most owners save $400–$1,200 a month.

Free terminal, shipped fast

A modern smart terminal with tap, chip, swipe and digital wallets — yours at no cost for as long as you process with us.

Never locked in

No multi-year contract, no early termination fee, no surprise PCI or statement charges buried in the fine print.

Real support, real people

A dedicated account rep and US-based support that answers the phone when a terminal goes down mid-rush.

Choose how you want to get started

Three ways forward. Every option includes no contract, no termination fees and a free terminal.

Most popular

Merchant account + free terminal

0%processing fees

Just $5 / month

  • 0% processing on every card sale
  • Free smart terminal included
  • No contract, no termination fees
  • Next-day funding
Apply now

Traditional processing

2.6%+ $0.10 / transaction

$20 / month · rates starting at

  • Interchange-plus rates from 2.6% + $0.10
  • Free terminal included
  • No contract, no termination fees
  • Customer pays no surcharge
Choose traditional

Book a call to learn more

30 min

Free statement review with Ryan

  • Side-by-side savings analysis
  • See the terminal before you switch
  • Answers on funding, chargebacks & POS
  • Zero pressure, zero obligation
Book a call

Apply in under 2 minutes

No credit pull to get your rate. We'll confirm your savings and ship your free terminal once you're approved.

  • No contract
  • No termination fees
  • Free terminal
  • Approved in 24 hours
Which option fits best?

No contract. No termination fees. Cancel anytime.

Questions, answered